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BAMLH0A0HYM2

Credit risk premium on junk bonds — the classic risk-appetite signal

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Official name: ICE BofA US High Yield Index Option-Adjusted Spread

Frequency: Daily, CloseUnits: Percent7 644 observations

Latest value

2.9000

as of 2026-04-09

All-time percentile

7th

1-year change

-33.6%

all-time low: 2.41all-time high: 21.82

Time series

Showing 654 of 1 307 data points

About this series

ICE BofA US High Yield Index Option-Adjusted Spread. The average yield premium that investors demand for holding below-investment-grade corporate bonds relative to risk-free Treasuries.

Why it matters: When risk appetite is healthy, investors are willing to lend to risky companies for a modest premium over Treasuries — spreads are tight. When risk appetite collapses (recessions, credit events, panics), investors demand much more compensation for default risk — spreads blow out. This makes HY spread one of the cleanest real-time readouts of credit stress, and a strong leading indicator for equity bear markets.

How to read it: Tight = risk-on, wide = risk-off. Historical normal range is roughly 3-6 percentage points (300-600 bps). Below 3% is "reaching for yield" territory (late-cycle complacency); above 8% means stress; above 15% is crisis-level (2008, briefly 2020). Sudden widening from a low base is a more reliable signal than absolute level.

Caveats: Option-adjusted means it strips out the embedded call features in HY bonds. Early 2020 and 2008 spikes stand out as the cleanest crisis signals in the modern record.